About the Role
Acquires and reviews all relevant documents from the appropriate public records (for example, clerk of court, property appraiser, tax collector, PATRIOT ACT database, PACER system), maps, surveys, title chains, prior title policies (exact and/or inexact) and related items affecting one or more parcels of land, based on results of this examination, prepares title insurance commitments, pro forma policies, owners and encumbrance reports, plat certificates and title chains. MUST HAVE TEXAS BASED SEARCH/EXAM AND COMMITMENT EXPERIENCE TO BE CONSIDERED FOR THIS ROLE.
Responsibilities
The following duties are typical of those performed by associates in this job title; however, assigned duties may vary and associates may perform other related duties, and not all duties listed are necessarily performed by each associate in the job title or at a particular location.
Under general supervision:
- Prepares preliminary title status reports based on examination and research
- Examines deeds, grant deeds of trust, easements, codes, covenants and restrictions, deed assignments, re-conveyances, taxes, judgements, liens, assessor's parcel maps and other documents
- Reviews data to verify ownership, correct annotation, and proper execution
- Verifies that legal descriptions are written accurately
- Identifies specific requirements for preliminary title report, including requirements for affidavits for questionable documents
- Prepares disclosure of items to be resolved prior to approving title insurance
- Orders property inspections as needed
- Works with Title Officers or other higher level staff for guidance on unusual and/or problematic situations such as back vesting uninsured deeds, prior liens, need for indemnity, etc.
- Uses arithmetic to calculate split ownership percentages
- Coordinates typing of completed reports with support staff
- May perform all of the duties of a title searcher including opening files and inputting data, generating data from County records to identify tax payments and status, printing relevant documents and reports, sorting and assembling information, requesting additional documentation from title plants, and performing related support duties
Above all, we are a dynamic team looking for energy and a results-driven mindset to provide unique value as we transform the Title and Insurance processes!
Required Skills & Experience
- Completion of high school preferred
- At least one year of responsible experience in title searching in Florida required
- Basic underwriting procedures
- Basic real property law
- Basic coverages of title policy insurance
- Format and requirements for preliminary title reports
- Terminology and documents related to title search, title chain and property ownership
- Use of desktop computers including word processing and other common software
- Customer service skills
- English grammar and spelling
- Basic math for calculating percentages of split ownership
- A natural drive to live by our Core Values
Marginal Job Functions/Duties
- Working independently and meeting deadlines under pressure
- Performing detailed work rapidly and accurately
- Performing in-depth examination and verification of documents and maps related to property ownership
- Preparing comprehensive and accurate reports
- Interpreting and applying rules and procedures for chain of title
- Other duties and responsibilities as assigned by supervisor.
