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Product Owner - Payments


Job Title: Product Owner



About Us

“Capco, a Wipro company, is a global technology and management consulting firm. Awarded with Consultancy of the year in the  British Bank Award and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount. With our presence across 32 cities across globe, we support 100+ clients across banking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery. 


You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry.


Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services.


Capco has a tolerant, open culture that values diversity, inclusivity, and creativity.


With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands.


We believe that diversity of people and perspective gives us a competitive advantage.





Role Description


Experience : 4 to 15 years

Job Location : Bangalore/Chennai

Notice Period: 0 to 30 days /Max 45 days



Role : Product Owner - Wires Modernization and Instant Payments

Location : Bangalore/Chennai (Hybrid)

Responsibilities: (include but are not limited to):

  • Maintains and refines product backlog; creates user stories and acceptance criteria and prioritizes all stories to ensure work focuses on those with maximum business value that align with product strategy.
  • Acts as primary liaison between the business and Agile teams, ensuring the teams understand vision for the products.
  • Works closely in a hands-on style with development team including addressing daily prioritization needs, providing real-time feedback and answering questions on an ongoing basis.
  • Slices and dices business requirements / epics into user stories in Jira tool
  • Works with Product Management to set release dates, determine when sufficient value has been delivered to release to market.


Required Qualifications:

  • Product owner experience, specifically in payments domain.
  • Functional understanding of payment architectures, core payment processing solutions and underlying payment business processes.
  • 8+ years of experience in payments domain specifically working on payments market like FedWire, TCH RTP and FedNow.
  • Hands-on experience with platform implementation lifecycle ? Gap analysis, Interface study, Data migration, support of ST, SIT, UAT.
  • Have working experience of Volante VolPay Payment Gateway and Payment Processing
  • Exposure to Payment Gateways like AMH, SAG will be essential.
  • Deep understanding ISO 20022 messaging (pain, pacs, camt and admin messages) and strong knowledge of MT to MX translation.
  • Understanding of the basic payment hub architecture, the surround systems for payment hubs in a typical payment hub architecture
  • Understanding of US payments schemes like FedWire, CHIPS, Fed ACH, TCH RTP, FedNow would be preferred.
  • Expertise in Agile product development
  • Excellent communication skills to be able to influence peers and executives, as well as external partners
  • Strong work ethic demonstrated attention to detail, excellent time management and organizational skills.
  • Ability to work both independently and within a close team environment.
  • Ability to listen to and understand business needs.
  • Hands on experience on Jira and Confluence a must.

Standard industry certifications such as SAFe, CSPO, or PSPO are preferred.



If you are keen to join us, you will be part of an organization that values your contributions, recognizes your potential, and provides ample opportunities for growth. For more information, visit Follow us on Twitter, Facebook, LinkedIn, and YouTube.




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